The Home Buying Process

  1. Decide what you want to purchase

    We sit down with all our clients and find out what their goals are, whether it is to purchase as their first home, an investment or even a vacation home. We listen, answer and assist with any questions you may have regarding the purchase. We plot out the process and give an explanation of the market so that all prospective buyers have a better idea of the buying process they are about start on.

  2. Determine what you can Afford

    As part of our consultation we will give you a general idea of what kind of costs are associated with purchasing a home. The different loan programs that may be available to you, and answer the different questions you may have regarding the purchase process.

  3. Apply for a Mortgage

    There are many mortgage and loan programs out there. With over 20 years of experience in San Diego Real Estate. We can refer you to a local Mortgage professional that has a good understanding of both financing and local real estate markets.

  4. Property Search

    After we determine what your goals are, the places you are looking to live and how much home you can afford we begin the home search. We not only set you up a custom MLS search but we also begin to use our professional affiliations and contacts to assist in finding the home of your dreams.

  5. Make an Offer

    After you find a home that you like, you will need to make an offer. In most cases, it is beneficial to have a real estate professional negotiate the offer on your behalf. We have over 20 years of Real Estate Negotiation experience and over several hundred negotiations. Every negotiation is different and no two transactions are alike. It’s best to choose an agent with experience and knowledge that can protect your interests when you purchase a property.

  6. Inspections & Insurance

    Once you have an offer accepted, you will need to set up different inspections on the property. A real estate professional can help you interpret and understand the different types of inspections that you have done and help you guide the process and avoid potential pitfalls.

  7. The Final Closing

    Before you arrive at the close of escrow, you should make sure that all the necessary paperwork and deposits have been completed and forwarded to the appropriate parties. Missing or incomplete information can delay the closing, so it is imperative that everything is done prior to your closing date.

Once all the paperwork and conditions are met and the loan funds, you own the house.